Processing CofO or subsequent transactions such as assignment, mortgage, sublease, etc.- attract several charges and follows different procedures. The fees and procedures may vary according to the location of the plot, its usage (commercial, residential) and its size (area). The charges, among others, include: • Premium • Processing fee • Registration fee • Annual ground rent • Consent fee The government rapidly works toward a reduction in both the processing time and charges which apply on the allocation and registration procedures.